Broke: And How to Fix It

The new personal finance podcast cutting through the noise to explain how money actually works and why it matters to your life right now. Hosted by money influencer Bobby Seagull, the show breaks down big economic topics into clear, no-judgement conversations about the things young people really care about: rent, debt, savings, side hustles, careers, and whether you’ll ever feel financially secure. With expert guests, authors, and familiar faces, the show answers the questions you’ve been too scared to ask. 

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Episodes

• Taxes: The System No One Explains

  Monday, 6 April 2026

  49 minutes

  You will pay over £1 million in tax across your lifetime. Most people leave school not knowing what National Insurance is, why they pay it, or what they're supposed to get back. And while you're handing over roughly 30% of your earnings before you see a penny, the ultra-wealthy are paying armies of people to make sure they pay as little as possible - legally.This week we're getting into the tax system: how it actually works, who it's working for, and why young people are getting one of the worst deals in it.Joining us is Caitlin Boswell from Tax Justice UK, who breaks it all down in a way n...

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• We Need To Talk About Debt

  Monday, 30 March 2026

  49 minutes

  Debt. Most of us have it. Almost none of us talk about it. The average UK adult is carrying around £4,200 in unsecured debt - credit cards, loans, buy-now-pay-later - and for Gen Z, it's even worse. This is the first generation expected to be worse off than their parents, and they're drowning in debt that many of them don't even count as real. This week we're getting into all of it: what debt actually is, what it does to your mental health, and why the taboo is finally starting to crack.First up, chartered accountant turned entrepreneur Fi Titus, founder of Coco Financial, joins us to break...

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• Budgeting When Life Won't Stop Throwing You Curveballs

  Monday, 23 March 2026

  50 minutes

  Redundancy. A surprise bill. A relationship ending. Life has a habit of blowing up your budget at the worst possible moment.This week we're tackling the side of budgeting nobody talks about: what happens when your income isn't stable, your circumstances keep changing, and every piece of advice you read assumes your life is predictable. Spoiler: it isn't. And your budget doesn't have to pretend it is.We're joined by Ola Majekodunmi, founder of All Things Money, who built a platform helping people take control of their finances without the overwhelm and knows better than most that money manag...

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• The Leaky Bucket: Plugging the Money Drains You Don't Even Know About

  Monday, 16 March 2026

  50 minutes

  Your bank account has a leak, you just haven't found it yet. From forgotten subscriptions to free trials gone rogue, this week we're exposing the invisible ways your money walks out the door every month.We're joined by Malvee Vaja, financial planner at Rathbones, who tells us exactly where people's money is disappearing to and how to stop it.Then we sit down with Aliett Buttelman, founder of Fazit Beauty, the brain behind the glitter freckles that took over festivals, finish lines and your entire social media feed. Aliett Buttelman tells us how she built a brand from scratch, what happened ...

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• Women & Wealth: Winning in a System That Wasn’t Built for You

  Monday, 9 March 2026

  49 minutes

  In this International Women’s Day special, we dive into the real state of women and money - from the gender wealth gap to why women still invest less than men, and what actually needs to change.We’re joined by TheApprentice star and Cas founder Carrington Saunders, who shares how she got started in business, what she learned about money along the way, and the mindset shift that helped her take control of her finances.Plus, finance content creator Ciara Anne McMahon joins us to break down the practical side of building wealth - from budgeting habits to the biggest financial mistakes people m...

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• Why Owning a Home Feels Impossible (And What To Do About It)

  Monday, 2 March 2026

  49 minutes

  Rent keeps rising. House prices won’t budge. Deposits feel impossible. So… is owning a home just a fantasy now?In this episode, we break down the real state of renting and buying in the UK.We’re joined by Nye Jones from Generation Rent, who explains why so many young people feel trapped renting and what’s actually wrong with the UK housing system. Is it landlords? Lack of supply? Government policy? Or all of the above?Plus, property finance expert Shaz Ahmed joins us to answer the big questions:How much deposit do you really need?What mistakes are young people making without realising?What’...

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